What's actually going on
You've got animals in your flue because the top of your chimney is open. Either there's no cap, or the one that's up there rusted through, blew off, or has mesh gaps too big to stop anything.
This is one of the most common calls we get on older homes. Chimneys built before the mid-1970s were routinely finished with bare clay flue tile and nothing over it. To wildlife, that's a warm, sheltered vertical hole, basically a hollow tree with better insulation.
The fix is genuinely simple: get whatever's living up there out, then put a proper stainless cap on. The catch, and it's a big one, is the order. Cap first and you trap the animal inside.
So before you buy a cap, figure out what's in there and how to get it out.
Why older homes especially get this
The single biggest reason is that the cap was never there to begin with. Masons in the 1950s and 60s often just left the flue tile exposed. It vented fine and nobody thought about squirrels.
The second reason is failed hardware. Somebody added a galvanized or painted-steel cap in the 80s or 90s, it rusted from the inside, and the screen crumbled. From the ground it still looks like a cap. Up close it's a rusty ring with holes.
Wind and branches take out plenty of caps too. Friction-fit caps clamp inside the tile with a couple of screws, and a heavy limb or a stubborn raccoon can knock one clean off.
There's also the sneaky one: a cap that's present but wrong. Some older mesh has openings over an inch, which stops leaves but not chipmunks or starlings. It's capped in name only.
- Bare clay flue tile, no cap (classic pre-1975 construction)
- Rusted-out galvanized or painted-steel cap with a failed screen
- Cap blown off or knocked loose, possibly sitting in your gutter
- Cap present but mesh openings too large to exclude small animals
- Cracked crown letting animals in beside the cap instead of through it