What's actually happening up there
If you're hearing scratching overhead at dusk and finding tunneled, matted insulation, rodents have set up a nest. Summer is prime time for it.
Insulation checks every box a rodent wants: soft bedding, warmth, cover from hawks and cats, and a quiet spot with easy access to your attic's warm air.
The summer part matters. This is breeding season, so a female often moves in specifically to raise a litter where nothing will disturb her.
That's why this rates as high urgency even if you only see one or two signs. A single nesting female in June can mean a dozen rodents by September.
Why they picked your insulation
Rodents don't nest in insulation by accident. They found a way in, and the insulation was the first soft, hidden spot they hit.
The entry point is almost always smaller than people expect. Mice squeeze through a dime-sized hole, rats through a quarter-sized one.
The most common route is the roofline: the junction where the roof deck meets the exterior wall, plus soffit and gable vents with torn screen.
Right behind that are utility penetrations. Every pipe, wire, and duct into the attic leaves a gap, and builders rarely seal them tight.
Garages are the other big hub. The gap under the door plus a loose attic hatch gives a two-step path straight into the insulation above.
If your home reinfests every year, there's often an old nest you never removed. Its scent trail acts like a welcome sign for the next generation.